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MACRO-Payment alternatives
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Greg Stephens
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Joined: 14 Apr 2001
Posts: 3861
Location: Los Angeles, California, USA

PostPosted: Mon Jul 09, 2001 2:46 pm    Post subject: Reply with quote

There's Paypal, Amazon's honor system and today I discovered that Western Union supports online money transactions as well.

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PostPosted: Tue Jul 17, 2001 9:44 am    Post subject: Reply with quote

I am on AOL. Yesterday I go a popup ad asking
me to sign up for a new AOL online payment
system by which I can send money to any email
account in the USA. But they refuse to say
anything about fees before I sign up, so I
have not signed up.
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John2two
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Joined: 15 Apr 2001
Posts: 100
Location: Monroe, Oregon, USA

PostPosted: Wed Jul 18, 2001 8:30 am    Post subject: Reply with quote

In addition to the PayPal, Amazon, and Western Union options Greg listed, my/our comparison table also lists BillPoint and PayDirect in this market. Opportunities abound there for you nice people to chase down additional facts so that the table can be an even more useful reference tool for us all.

John
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PostPosted: Fri Jul 20, 2001 4:46 pm    Post subject: Reply with quote

(anonymous Sean)

Well, I did my good deed and picked a random entry from the table to fill out. Looks like cjs picked the same one, heh. Interesting to see the discrepencies.

Anyway, it only took me somewhere between 15 minutes and 30 minutes to write it up (reading through their FAQ and manual, probably about 10 web pages), so you readers out there, hop to it and do one yourself.
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cjstone
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Joined: 11 Jul 2001
Posts: 9
Location: CJ Stone

PostPosted: Mon Jul 23, 2001 2:36 pm    Post subject: Reply with quote

About Javien in your table:

Yeah, we musta went to different Javien sites. Yeah, maybe they've got two sites, and they sniff your browser and serve up different ones. Yeah, it's all a disinformation campaign by The Zurich Gnomes to keep micropayments out of the picture!

Time for my medication already? Really? Boy, the day really goes by fast on that stuff.

cjs
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buzzard
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Joined: 30 Jul 2001
Posts: 70

PostPosted: Sun Aug 12, 2001 1:55 am    Post subject: Reply with quote

For selling tangibles, http://www.ccnow.com provides a credit card sales service for which they charge 9% regardless of the product price--however, it requires selling a tangible product.

I logged on to check, and the product price can be set as low as $1. So it's not a micropayment, by far, but it's quite a bit less overhead than paypal (which has a minimum 30 cent overhead, I think). So it's just interesting data to see what is theoretically possible for a company to achieve. (Although maybe ccnow takes a loss on those, or has additional overhead charges on low-cost items--I didn't actually try buying anything.)
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ragtag
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Joined: 22 Jul 2001
Posts: 139
Location: Norway

PostPosted: Sun Aug 12, 2001 2:08 pm    Post subject: Reply with quote

Thanx for pointing out CCnow....I've been browsing their site, and it looks like a good option for those selling tangible products on the web.

I'm curious if anyone here has any experience with selling tangible objects (comics) on the web? Does it work? Did you use CCnow or a similar system, or had your own merchants account?

Ragnar

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John2two
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Joined: 15 Apr 2001
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Location: Monroe, Oregon, USA

PostPosted: Mon Aug 13, 2001 10:08 pm    Post subject: Reply with quote

So Buzzard and Ragnar, either of you kind folks want to profile ccnow for inclusion in the micropayment comparison table?

John
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buzzard
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Joined: 30 Jul 2001
Posts: 70

PostPosted: Tue Aug 14, 2001 9:59 pm    Post subject: Reply with quote

Well, since it's tangibles only, I didn't think it was really appropriate to throw it in. I just thought it was interesting that their overhead on $1 is only 9 cents (as far as I can tell without actually buying something).

If you really want it I can crank through it.
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John2two
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Joined: 15 Apr 2001
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Location: Monroe, Oregon, USA

PostPosted: Fri Aug 17, 2001 8:47 am    Post subject: Reply with quote

The entire macro group that is already in the table are admittedly off-topic to the main point of the table.

(Hmmm, maybe I should separate them out into a separate "Macro, not Micro" table, in preparation for the next inevitable flame war when doofuses around the world rise up to post the brilliant insight "I'm against the idea of micropayments 'cause I don't want to go to Amazon and pay a dollar every time I want to look at a comic.")

Anyhow, I think my point was that there are lots of offerings listed in the table that are inappropriate for webcomics in one way or another. In fact, *all* of them are inappropriate to greater and lesser degrees. If there was a real, workable micro system, we'd all be flocking to it, at least to investigate it.

So, yeah, if it would hurt you too much, I think it would just barely worth doing to add ccnow to the table.

John
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